Hello to you and welcome to my website, buy, hold long.
My name is Caleb and I am new to the investment game. I have only been investing since October 2016 where I have bought my first shares. Typically, I look for a high dividend yield (if possible) and then I also look for growth. Most online brokers have some excellent tools on how to use this and I may bring a tutorial on how I search for mine specifically if that peaks anyone’s interest.
I am a graduate civil engineer living in South Australia with a little bit of disposable income. I am typically used to living by myself or with room mates, and living on a tight Uni budget. Living away from home to study taught me some valuable skills in life and also my future financial independence. I learnt to live well below my means, if that means not eating out with friends, then that’s what I did. My friends would go out for dinner, drink plenty of beer and then wonder at the end of the week where their money went…. it’s pretty simple but some people just don’t see it like that.
Now some people will call me a tight arse, a cheapskate, a money horder etc etc. and maybe I am a little bit. The way I see this, and I do this everyday, if I think to myself, maybe I’ll bring lunch to work today instead of getting subway. Saving that $10 on a sub means another $10 of shares I can buy. That excites me… is that lame? Yes. Is it dorky? Yes. Is it a means to an end? Also yes.
If I can save extra money and put that towards my retirement, then sure, now I’m $10 closer to retiring. Go me!
Well enjoy the blog, be sure to comment on my useless ramblings. Stay, enjoy and discuss.